Westlake Dental Care

The Membership Club — Sterling, Virginia

Real care, without insurance

A lot of guests come to us without dental insurance. Between jobs, self-employed, or on an employer plan that just doesn’t cover much. For a long time our honest answer was: “You’ll pay out of pocket, and here’s what that looks like.” That’s still true. A few years ago we built something to make that path clearer and more predictable: the Membership Club.

It’s not a coupon or a gimmick. It’s an in-house dental savings plan: one annual fee, your preventive visits covered, and a discount on whatever other treatment comes up that year. No waiting periods. No claim denials. No mystery about what’s “in network.”

The three plans

We keep this simple on purpose: three plans, one annual fee, renewed once a year. Every plan includes a discount on treatment beyond the preventive visits. Implants, crowns, veneers, Invisalign, whatever your plan of care includes.

Individual

$450/year

Built for one adult. Covers your routine preventive visits (exams, cleanings, and X-rays) as part of the membership, plus a discount on any additional treatment you need during the year, like a filling or a crown.

Enroll in this plan →

Family

$1,295/year

Covers a household. Same structure as the individual plan across everyone enrolled, so a family isn’t juggling separate insurance decisions for each person, or skipping a kid’s cleaning because the budget got tight that month.

Enroll in this plan →

Periodontal

$750/year

For guests managing gum disease, who typically need more frequent cleanings and monitoring. Periodontal maintenance is one of the areas insurance handles worst, often capping visits right when a guest needs them most. This plan is built around what that care actually requires.

Enroll in this plan →
What each Membership Club plan includes
IndividualFamilyPeriodontal
Exams & cleanings
Routine X-rays
Discount on other treatment
Covers a whole household
More frequent perio cleanings

One flat annual fee per plan. Treatment discount applies to anything beyond the preventive visits, whitening included. The routine care itself lives at general & family dentistry.

Why we built an alternative

Insurance was built in the 1970s. It shows.

Dental insurance was designed as a modest benefit for routine cleanings, not a way to pay for real treatment. Most plans still cap out around $1,000 to $2,000 a year, barely one crown, let alone anything bigger. They deny claims, impose waiting periods for major work, and change what they cover year to year without much warning.

That’s not a knock on any one insurer. It’s just how the system was built. The Membership Club isn’t trying to replace good employer coverage. If you have insurance, we file it, gladly. It’s built for the guest paying out of pocket anyway who wants that money to go further, with none of the games.

How it works: no waiting, no claims

You enroll online, in the office, or over the phone, and your membership is active the same day. No six-month waiting period. No claims process, because there’s no insurance company between you and your care. You pay us directly, at the rate your membership sets. That’s the whole transaction.

At renewal, you decide whether to continue. No multi-year contracts, no auto-renew without a conversation. To be plain: it isn’t insurance, and we can’t promise a specific dollar amount you’ll save. But you’ll know the cost upfront, every time, with no surprise denial letter three weeks later.

“How dental insurance actually works.” Dr. Tarek explains the why before the what.

Why this fits how we practice

Westlake Dental Care is independent. Dr. Tarek isn’t part of a large dental service organization, which means we set our own fees, make our own case-by-case exceptions, and don’t answer to a corporate parent about what we recommend. The Membership Club is part of that: a plan we control, priced for the guest in front of us.

Members tend to be our most consistent guests. They come in for their preventive visits because they’ve already paid for them, and consistent preventive care is what keeps bigger treatment from becoming necessary in the first place.

Enroll in your membership

Pick a plan, leave your name and number, and you’re done — the whole thing takes about a minute. Our team calls to confirm which plan fits and takes payment then, so nothing is charged online. Your membership is active the day you enroll.

Prefer a person from the start? Call (703) 444-5108 and we’ll walk you through it.

Financing a bigger treatment plan instead? Four lenders work with our office, with or without membership, and we run two in-house payment plans of our own. The details, and the application links, are on our financing page.

No payment online — we confirm your plan by phone first, and membership starts the day you enroll.

Questions guests ask about membership

Ready to enroll

Most guests can see the difference in about two minutes

Call ahead and our team will walk you through which plan fits your situation before you come in. No pressure, no sales pitch. Just a straightforward comparison between what you'd pay without it and what you'd pay with it. Rather start with a specific concern? Book a Smile Reveal instead.